10 Cheapest Car Insurance Companies in Franklin County, Ohio

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Insuring your car is very important, especially in a city known for its traffic like Franklin County. However, you would want to explore a cheap insurance policy to cover your car in case of an auto crash or theft.  Many insurance companies use a wide range of factors to determine the cost of auto insurance, including your address, age, type of car, and driving history.

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To make an informed decision, we will highlight the average full coverage rates of auto insurance in Franklin County, Ohio. We will also analyze rates for both genders for all ZIP codes in Franklin County.

Average Cost of Car Insurance in Franklin County, 2025

The average cost of auto insurance in Franklin County differs due to many factors. For instance, the number of accidents, the type of roads, and even the weather can affect the rates drivers are charged. In Franklin County, the average cost of car insurance is between $2,597-$2,700 for full coverage.

Cheapest Car Insurance Companies in Franklin County 2022

Before opting for car insurance, you need to search for an affordable and reliable company to insure your vehicle. There are a number of insurance companies in Franklin County that offer the best insurance rates.

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1. Detwiler-Brofford Insurance

Detwiler-Brofford Insurance is an independent family-owned auto insurance company, they work with many of the country’s finest insurance carriers, providing solutions for personal and commercial needs for over two decades now.

2. Solid Insurance

Solid Insurance is a full-service insurance agency offering auto, home, life, business, renters, motorcycle insurance, SR22, and more. We do the shopping for you by having over 50 companies at our disposal to find you the best rates and the proper coverage.

3. Central Ohio Insurance

Central Ohio Insurance Services is an Independent Insurance Agency and represents over 20 A+ rated insurance carriers. COIS was founded in 2007 by two highly skilled and professional insurance agents with nearly 20 years of combined experience.

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4. Express Insurance

Express Insurance is one of the leading insurance founded in Franklin County. The company provides auto insurance, life insurance, and health insurance services. The company can be reached at  +1 614-328-5472.

5. A. Affordable Insurance Agency of Ohio

A. Affordable Insurance Agency of Ohio is one of the best insurance companies in Franklin County, Ohio. It offers comprehensive personal and commercial insurance products and services in the state of California, Colorado, Illinois, Utah, Virginia, and Washington.

6. The Germain Insurance Company

The Germain Insurance Company is an independent agency that not only provides automotive insurance but also specializes in home, life, condo, rental and commercial insurance.  As an independent agency, Germain Insurance Co. works with numerous insurance carriers to assemble the most competitive options across carriers to best fit the needs of each individual.

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7. Keystone Insurance Agency LLC

Keystone Agency Partners is the fastest growing insurance agency brokerage platform helping independent insurance agencies to manage their business operations. The company can be reached at; +1 614-295-8816.

8. J. R. Scott Insurance Agency

J. R. Scott Insurance Agency is an independent home and auto insurance agency with over 50 years of experience, located in the community of Clintonville, Columbus, OH- just north of OSU Campus. We offer exceptional customer service and products that help you protect your personal and commercial vehicles, homeowners, renters, business, motorcycles, boats, ATVs, and more!

9. Gautam Insurance Agency LLC

The Gautam Insurance Agency LLC is an independent agency serving clients in Ohio. The agency offers prompt, professional service for auto, home, business, and life insurance coverage to its customers’ needs. We’re a part of the local community. Get in touch with our friendly staff today!

10. Putnam White Lewis Insurance Agency

The Putnam White Lewis Insurance Agency Inc. is an independent agency serving clients in Ohio. The agency offers prompt, professional service for auto, home, business, and life insurance coverage to its customers’ needs. We’re a part of the local community. Get in touch with our friendly staff today!

Conclusion

Insurance policies vary from company to company, as such before choosing an insurance company, you need to do thorough research. In Franklin County, there are numerous insurance companies, so take your time to peruse each of them on our list before making a choice.

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