10 Best Insurance Companies in Miami, Florida

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Are you looking for the best insurance companies in Miami, Florida? Well, there are numerous insurance companies in Miami, Florida. However, before you settle for one, you need to shop around and compare quotes from multiple companies.

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There are so many factors that insurers use to determine the cost of your insurance. Some of these factors include the type of insurance e.g auto insurance, health insurance, travel insurance, property insurance, etc., and your age, among others. That’s why you need to search for the best and cheapest insurance companies in Miami before making a choice.

To aid you in making the right choice, we have compiled the list of the cheapest and best insurance companies in Miami.

10 Best Insurance Companies in Miami, Florida 2025

Below is the list of the best insurance companies in Miami, Florida.

1. E&L Insurance

E&L Insurance is one of the best insurance companies in Miami, Florida. Located at SW 27th Ave, Miami, Florida, United States. In addition, the company also offers home insurance, life insurance, and more. The company can be reached at; +1 305-541-1002.

2. Insurance Professionals of South Florida

Insurance Professionals of South Florida (a division of A Quick and Easy Assurance Group, Inc) is a family-owned and operated independent agency providing service excellence in the State of Florida since 1989.

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3. SOL Insurance Agency

Sol Insurance Agency is an insurance company offering a wide range of auto, home, and commercial insurance products. The company can be reached at; +1 305-643-2333.

4. Lumina Insurance

Lumina Insurance Services is your reliable, one-stop solution and strategy for finding simple, easy-to-understand Medicare, health insurance, long-term care, and risk management plans. We are devoted to helping organizations and firms provide security and relief to each one of their members and employees, regardless of their circumstances. Furthermore, we’re committed to providing open access to premier risk tolerance, Lumina’s Healthcare Marketplace, and Private Exchange solution along with budgeting and marketing resources.

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5. Estrella Insurance

Estrella Insurance has been offering quality and cheap insurance services. They are niched as an all-inclusive insurance brokerage firm, dedicated to serving all the diverse insurance needs of Florida individuals, families, and businesses.

6. Docktor’s Insurance Inc.

Docktor’s Insurance Inc. – We are an Independent Insurance Agency owned and operated by Josh Docktor. Established in 2005, we specialize in under-65 health insurance, Medicare Advantage Plans, Medicare Supplements, and life insurance.

7. Univista Insurance

Univista Insurance is one of the insurance brokerages in Florida. The company has been providing inexpensive car insurance for Ohio and Florida for more than two decades. The company offers all insurance services as well ranging from car, health, life, etc.

8. Just Insurance Brokers

Just Insurance Brokers is a family-owned and operated insurance agency serving the Florida, Latin-American, and Caribbean communities since 1993. Our team of highly-trained, well-qualified, licensed, multilingual insurance professionals works tirelessly, maintaining integrity and trust while providing personalized coverage at affordable prices to ensure you, our customers, are delivered just what you need.

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9. Colonial Life & Accident Insurance Company

Colonial Life & Accident Insurance Company is an American insurance company based in Miami, Florida. Colonial Life offers disability, accident, life, cancer, critical illness, and hospital confinement insurance plans in 49 states.

10. Florida Insurance Group of Miami

Located at Flagler Street, Miami, Florida, Florida Insurance Group of Miami is one of the independent insurance companies in the county of Florida. The company offers all insurance services as well ranging from car, health, life, etc.

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