Insuring your car is very important, especially in a city known for its traffic like San Diego. However, you would want to explore a cheap insurance policy to cover your car in case of an auto crash or theft. Many insurance companies use a wide range of factors to determine the cost of auto insurance, including your address, age, type of car, and driving history.
To make an informed decision, we will highlight the average full coverage rates of auto insurance in San Diego, California. We will also analyze rates for both genders for all ZIP codes in San Diego.
Average Cost of Car Insurance in San Diego, CA
The average cost of auto insurance in San Diego differs due to many factors. For instance, the number of accidents, the type of roads, and even the weather can affect the rates drivers are charged. In San Diego, the average cost of car insurance is between $2,597-$2,700 for full coverage.
Cheapest Car Insurance Companies in San Diego 2025
Before opting for car insurance, you need to search for an affordable and reliable company to insure your vehicle. There are a number of insurance companies in San Diego that offer the best insurance rates.
1. San Diego Insurance
San Diego Insurance is a leading auto insurance company in San Diego, California. It provides the best customer service and the lowest prices on car insurance. You can reach The General’s customer service phone number: +1 858-565-6695.
2. American Tri-Star Insurance Services San Diego
American Tri-Star Insurance Services San Diego is one of the best car insurance companies in San Diego and Orange County, California. The company offers car, home, bonds, business, general liability insurance, and more. The company can be reached at; +1 619-272-2100.
3. AIS Insurance
AIS Insurance, better known as Auto Insurance Specialist was founded in 1968, offering auto insurance services in sunny California. The company also provides competitive online car insurance quotes from multiple car insurance companies instantly. The company can be reached at; +1 619-584-3127.
4. McCormick Insurance Solutions
Founded in 1992, McCormick Insurance Solutions is an Independent Insurance Brokerage in San Diego that specializes in Auto, Home, Umbrella, and Life Insurance. It is regarded as the “leading trouble-shooter of hard-to-place insurance risks in San Diego”. The company can be reached at; +1 619-276-0492.
5. Pronto Insurance Agency
Established in 1997, Pronto Insurance Agency is a reputable insurance company in San Diego that offers all insurance services ranging from car, health, life, etc. The company can be reached at: +1 619-696-9696.
6. Unistar Insurance & Auto
Unistar Insurance & Auto is one of the leading auto insurance founded in San Diego, California. The company also provides life insurance, and health insurance services. You can reach The General’s customer service phone number here: +1 619-528-1399.
7. SR22 Insurance California Savings
Based in Broadway Suite 700, San Diego, California, SR22 Insurance California Savings is a privately-owned auto and life insurance company that offers all its services at cheaper rates. The company can be reached at: +1 855-772-2728.
8. Embassy Auto Insurance
Embassy Auto Insurance is one of the best car insurance companies in San Diego, California. It is regarded as “the most prominent auto insurance company in San Diego”. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 484-443-1424.
9. Allstar United Insurance Services
Allstar United Insurance Services is an independent insurance brokerage providing professional services in auto, life, health, home, and commercial Insurance. It is located at Mission Center, San Diego, California. The company can be reached at; +1 858-299-1300.
10. Belltown Insurance Group Inc.
Belltown Insurance Group, better commonly known as ‘BIG’, is an independent insurance agency, which represents many of the finest insurance carriers in the industry. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at;+1 206-443-7744.
Conclusion
Insurance policies vary from company to company, as such before choosing an insurance company, you need to do thorough research. In San Diego, there are numerous insurance companies, so take your time to peruse each of them on our list before making a choice.
