Insuring your car is very important, especially in a city known for its traffic like Alameda. However, you would want to explore a cheap insurance policy to cover your car in case of an auto crash or theft. Many insurance companies use a wide range of factors to determine the cost of auto insurance, including your address, age, type of car, and driving history.
To make an informed decision, we will highlight the average full coverage rates of auto insurance in Alameda, California. We will also analyze rates for both genders for all ZIP codes in Alameda.
Average Cost of Car Insurance in Alameda, CA
The average cost of auto insurance in Alameda differs due to many factors. For instance, the number of accidents, the type of roads, and even the weather can affect the rates drivers are charged. In Alameda, the average cost of car insurance is between $2,597-$2,700 for full coverage.
Cheapest Car Insurance Companies in Alameda 2025
Before opting for car insurance, you need to search for an affordable and reliable company to insure your vehicle. There are a number of insurance companies in Alameda that offer the best insurance rates.
1. Larry Fu Insurance Agency
Larry Fu Insurance Agency is a leading auto insurance company in Alameda, California. It provides the best customer service and the lowest prices on car insurance. You can reach The General’s customer service phone number: +1 510-268-0888.
2. Fred Loya Insurance
Fred Loya Insurance is a Texas-based Hispanic 500 car insurance company. As of 2016, the company had 5,200 employees and 700 offices in Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, New Mexico, Nevada, Ohio, and Texas. It is the 18th largest Latino-owned company in the country.
3. Allstate Car Insurance
The Allstate Corporation is a Californian-based insurance company, headquartered in Northfield Township, Illinois, near Northbrook since 1967. Founded in 1931 as part of Sears, Roebuck, and Co., it was spun off in 1993 but still partially owned by Sears, until it became completely an independent company in June 1995.
4. AAA Alameda Branch
AAA Alameda Branch is one of the subsidiaries of AAA insurance company that has corporate offices in Santa Clara, Orange County, Alameda, and Riverside. The company can be reached at; +1 510-336-7100.
5. Nathan Douglas Gleason Insurance Agency
Nathan Douglas Gleason Insurance Agency is one of the recognized insurance brokerages in California. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 510-694-7700.
6. Alameda Associates Insurance
Alameda Associates Insurance Agency, Inc. was established in 1969 to procure commercial and personal insurance for the local inhabitants and the surrounding business areas. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 510-522-2090.
7. RJW Professional Insurance Services
RJW Professional Insurance Services is one of the independent insurance brokerages in California with over 50 years of experience in the insurance sector. The company can be reached at; +1 510-748-9659.
8. Ace Commercial Truck Insurance
Ace Commercial Truck Insurance is an independent insurance brokerage providing professional services in auto, life, health, home, and commercial Insurance. It is located at Main St STE 130, Corona, California. The company can be reached at; +1 888-300-7888.
9. Liberty Mutual Homeowners Insurance
Based in Oakland, Liberty Mutual Homeowners Insurance is a reputable insurance firm. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 484-370-7557.
10. Kelly Lux – State Farm Insurance Agent
Kelly Lux – State Farm Insurance Agent is a leading auto insurance company in Alameda, California. It provides the best customer service and the lowest prices on car insurance. You can reach The General’s customer service phone number: +1 510-521-1222.
Conclusion
Insurance policies vary from company to company, as such before choosing an insurance company, you need to do thorough research. In Alameda, there are numerous insurance companies, so take your time to peruse each of them on our list before making a choice.