10 Cheapest Car Insurance Companies in Orange County, CA

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Insuring your car is very important, especially in a city known for its traffic like Orange County. However, you would want to explore a cheap insurance policy to cover your car in case of an auto crash or theft.  Many insurance companies use a wide range of factors to determine the cost of auto insurance, including your address, age, type of car, and driving history.

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To make an informed decision, we will highlight the average full coverage rates of auto insurance in Orange County, California. We will also analyze rates for both genders for all ZIP codes in Orange County.

Average Cost of Car Insurance in Orange County, CA

The average cost of auto insurance in Orange County differs due to many factors. For instance, the number of accidents, the type of roads, and even the weather can affect the rates drivers are charged. In Orange County, the average cost of car insurance is between $2,597-$2,700 for full coverage.

Cheapest Car Insurance Companies in Orange County 2025

Before opting for car insurance, you need to search for an affordable and reliable company to insure your vehicle. There are a number of insurance companies in Orange County that offer the best insurance rates.

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1. Insurance Partners Inc.

Insurance Partners Inc. (IPI) is a full-line insurance agency that represents over a dozen top-rated insurance companies. As an independent brokerage, IPI has the ability to shop for different carriers to ensure they are offering the best coverage at a competitive price.

2. Morning Star Agency Insurance Services

Morning Star Agency Insurance Services is one of the leading insurance companies in Orange County. The company offers auto, home, business, life, and other insurance services. The company can be reached at; +1 949-833-2030.

3. Budget Car Insurance Agency

Budget Car Insurance Agency is an independent insurance brokerage providing professional services in auto, life, health, home, and commercial Insurance. It is located in Orange County, California. The company can be reached at; +1 714-750-8677.

4. Great Park Insurance

Great Park Insurance was built to serve the community by helping families protect what they’ve worked so hard to build. Serving in the United States Marine Corps (1998-2002),  Daniel has a “Mission Accomplishment” mindset and a commitment to protecting his clients. Starting his career in the insurance industry in 2007 and opening Great Park Insurance in Irvine, CA, his primary focus has always been to be a valuable resource and serve the community.

5. TruValue Insurance Agency

TruValue Insurance Agency is an independent insurance agency, which represents many of the finest insurance carriers in the industry. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at;  +1 714-364-0077.

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6. AF Insurance

AF Group (Lansing, Mich.) and its subsidiaries are a premier provider of innovative insurance solutions. Headquartered in Orange County, California, the company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 562-250-4527 

7. Zeron Insurance Services, Inc.

Zeron Insurance Services, Inc. is one of the best car insurance companies in Orange County, California. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 714-617-4240.

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8. California Southwestern Insurance Agency

California Southwestern Insurance Agency is a full-service Insurance Agency writing for a wide range of business and family needs. Serving California and all of the United States. The company can be reached at; +1 949-588-8844.

9. BMR Insurance Agency

BMR Insurance Agency is one of the best insurance companies in Orange County that provides insurance services for auto, home, motorcycle, life, work comp.,etc. The company can be reached at; +1 714-838-1911.

10. California Insurance Finder

California Insurance Finder is an independent insurance brokerage providing professional services in auto, life, health, home, and commercial Insurance. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 714-960-4700.

Conclusion 

Insurance policies vary from company to company, as such before choosing an insurance company, you need to do thorough research. In Orange County, there are numerous insurance companies, so take your time to peruse each of them on our list before making a choice.

 

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