Insuring your car is very important, especially in a city known for its traffic like San Bernardino. However, you would want to explore a cheap insurance policy to cover your car in case of an auto crash or theft. Many insurance companies use a wide range of factors to determine the cost of auto insurance, including your address, age, type of car, and driving history.
To make an informed decision, we will highlight the average full coverage rates of auto insurance in San Bernardino, California. We will also analyze rates for both genders for all ZIP codes in San Bernardino.
Average Cost of Car Insurance in San Bernardino, CA
The average cost of auto insurance in San Bernardino differs due to many factors. For instance, the number of accidents, the type of roads, and even the weather can affect the rates drivers are charged. In San Bernardino, the average cost of car insurance is between $2,597-$2,700 for full coverage.
Cheapest Car Insurance Companies in San Bernardino 2025
Before opting for car insurance, you need to search for an affordable and reliable company to insure your vehicle. There are a number of insurance companies in San Bernardino that offer the best insurance rates.
1. Freeway Insurance
Freeway Insurance is a Californian-based insurance company with over 500 retail locations in the United States. The company sells primarily non-standard auto insurance, which is required for new and higher-risk drivers. The company’s headquarters is in Huntington Beach, California. The company can be reached at; +1 909-784-1125.
2. Wonderful Insurance Agency
Wonderful Insurance Agency is a leading auto insurance company in San Bernardino, California. It provides the best customer service and the lowest prices on car insurance. You can reach The General’s customer service phone number: +1 909-763-2317.
3. City Way Insurance Services
City Way Insurance Services is one of the best car insurance companies in San Bernardino and Orange County, California. The company offers car, home e, bonds, business, general liability insurance, and more. The company can be reached at;
4. Just Auto Insurance Services
Just Auto Insurance Services is one of the recommended insurance brokerages in California. It provides the best customer service and the lowest prices on car insurance. You can reach The General’s customer service phone number: +1 909-677-5000.
5. City Best Insurance Services Inc.
6. Acceptance Insurance
7. Fred Loya Insurance
Fred Loya Insurance is a Texas-based Hispanic 500 car insurance company. As of 2016, the company had 5,200 employees and 700 offices in Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, New Mexico, Nevada, Ohio, and Texas. It is the 18th largest Latino-owned company in the country.
8. Gil Lemus Insurance Service
9. Cost-U-Less Insurance
Cost-U-Less Insurance is one of the car insurance brokerages in California. The company has been providing inexpensive car insurance for California and Sacramento drivers since 1989. The company offers all insurance services as well ranging from car, health, life, etc. You can reach The General’s customer service phone number: +1 909-884-9639.
10. Alliant Insurance Services Inc.
Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals.
Conclusion
Insurance policies vary from company to company, as such before choosing an insurance company, you need to do thorough research. In San Bernardino, there are numerous insurance companies, so take your time to peruse each of them on our list before making a choice.
