Insuring your car is very important, especially in a city known for its traffic like Ottawa. However, you would want to explore a cheap insurance policy to cover your car in case of an auto crash or theft. Many insurance companies use a wide range of factors to determine the cost of auto insurance, including your address, age, type of car, and driving history.
To make an informed decision, we will highlight the average full coverage rates of auto insurance in Ottawa, Ohio. We will also analyze rates for both genders for all ZIP codes in Ottawa.
Average Cost of Car Insurance in Ottawa, Ohio
The average cost of auto insurance in Ottawa differs due to many factors. For instance, the number of accidents, the type of roads, and even the weather can affect the rates drivers are charged. In Ottawa, the average cost of car insurance is between $2,597-$2,700 for full coverage.
Cheapest Car Insurance Companies in Ottawa 2025
Before opting for car insurance, you need to search for an affordable and reliable company to insure your vehicle. There are a number of insurance companies in Ottawa that offer the best insurance rates.
1. Fortman Insurance Services
Fortman Insurance Services, LLC – Proudly serving our community since 1978! We are an Independent Insurance Agency, which means we have made available some of our best companies for your online quick quotes. We service clients in the Ottawa & Bluffton Ohio areas.
2. Kersh Insurance
Kersh Insurance is an all-state insurance brokerage situated in Ottawa, Ohio. The company offers exceptional car insurance services at a cheaper rate anytime, any day. The company can be reached at; +1 419-523-5000.
3. Everett Schmenk Insurance Agency Inc.
Everett Schmenk Insurance Agency, Inc. is a local and trusted independent insurance agency serving clients throughout Ohio and beyond. Since their founding in 1933, they’ve proudly been helping the people in our community find the right insurance to protect what matters most to them.
4. UIS Insurance & Investments
UIS Insurance & Investments is an independent insurance agency that can offer more quotes and comparisons for homeowners, businesses, auto, and more. The company can be reached at; +1 419-523-5412.
5. Garry Peterson – State Farm Insurance Agent
Garry Peterson – State Farm Insurance Agent is an independent insurance agency that is poised at helping people with difficult insurance situations, find the coverage they need and make their way back to the agent who referred them. The company can be reached at; +1 419-523-4768.
6. United Insurance Service
United Insurance Service is one of the leading insurance founded in Ottawa, Ohio. The company provides auto insurance, life insurance, and health insurance services. The company can be reached at +1 419-523-5412.
7. Hovest Insurance Agency
Hovest Insurance Agency is a reputable insurance brokerage in Ottawa, Ohio. The company provides Crop Insurance, Auto Insurance, Home Insurance, Farm Insurance, etc. The company can be reached at; +1 419-523-3551.
8. Joyce Ellerbrock Insurance
Joyce Ellerbrock Insurance is one of the best insurance companies in Ottawa, Ohio. Based in Hickory St, Ottawa, Ohio, United States. In addition, the company also offers home insurance, life insurance, and more. The company can be reached at; +1 419-523-4872.
9. Huntington Insurance
Huntington Insurance is one of the highly-elevated insurance brokerages in Ottawa, Ohio. The company offers exceptional car insurance services at a cheaper rate anytime, any day.
10. Dimensions Insurance Group
Dimensions Insurance was built on the foundation of creating relationships and providing the highest standard of service, ensuring that we fully understand our client’s needs, business and challenges. While drawing upon a deep knowledge of our experienced brokers, seeking to find solutions or alternatives that are best suited to our clients.
